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Dollar for dollar, personal umbrella liability policies are considered one of the best personal insurance buys. Coverage from Shinberg-LTB Insurance is no exception!

We offer umbrella coverage to supplement existing personal insurance policies. This coverage can be used to protect against claims that exceed the value of more specific policies.

Designed for clients of all wealth levels, umbrella coverage kicks in when other policies leave a balance of damages.

Accidents happen. At Shinberg-LTB Insurance, we recommend that everyone consider carrying an umbrella policy. If you engage in a high-risk activity or hobby that increases your odds of getting sued, it is wise to supplement your insurance with a personal umbrella liability policy.

Risk factors include:

  • Having a teenage driver.
  • Owning a swimming pool or trampoline.
  • Entertaining frequently.

Getting the Best Rate

It’s a good idea to source all your liability policies from the same insurance company; ask about our multi-policy discounts.



Our team can evaluate your unique risks compared to your current coverage and suggest a tailored policy. Let’s get started.

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